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5 Ways to Kickstart Your Debt Payoff Journey

justin@enough.app (Justin Moran) — Tue, 24 Mar 2026 13:58:09 GMT

Are you struggling with debt and looking for ways to kickstart your journey towards financial freedom? Here are five actionable steps to help you start paying down your debt and take control of your finances.

What is financial wellness?

enough. Team — Wed, 28 Jan 2026 18:24:26 GMT

These days, we're trying to balance all types of wellness. From our exercise habits to our boundaries to our mindset, we're growing in our understanding - and focus - on the routines that can help us feel better.

Should You Close a Credit Card Once It’s Paid Off?

enough. Team — Mon, 12 Jan 2026 15:22:39 GMT

Paying off a credit card is a major achievement. You worked for months or even years to achieve this goal. So now what? One of the most common questions is whether you should close a credit card once it’s paid off.

8 Small Steps to Start Tackling Your Debt in 10 Minutes

enough. Team — Fri, 05 Dec 2025 20:59:13 GMT

"Getting out of debt" is a big goal that can be overwhelming. Where should you start?

Is it better to save money or pay off debt?

enough. Team — Tue, 11 Nov 2025 20:30:09 GMT

When it comes to managing your finances, one of the toughest questions you may face is: Should I save money or pay off debt first? Both are important for your financial health, but, depending on your situation, one may make more sense than the other. Let’s break it down so you can make the best choice for your goals.

Can You Negotiate with Your Credit Card Company? Tips to Lower Fees and Get Help

enough. Team — Mon, 03 Nov 2025 21:01:43 GMT

You may be surprised to learn that your credit card terms aren’t set in stone. Whether you’re struggling with late payments, a high interest rate, or growing balances, you can negotiate with your credit card company - and, in some cases, they may be more flexible than you think.

How much can I really make from a side hustle?

enough. Team — Wed, 01 Oct 2025 21:32:22 GMT

If you’re working to pay down credit card debt, you’re not alone. Finding ways to earn extra income can really help you meet your goal. One strategy to consider? Picking up a side hustle.

Understanding Credit Utilization: Why It Matters for Your Credit Score

enough. Team — Wed, 17 Sep 2025 17:35:52 GMT

If you're trying to build or maintain a healthy credit score, one term you’ll hear often is credit utilization. It’s one of the most important factors that credit bureaus consider when calculating your score. But what exactly is credit utilization, and how does it affect your financial health?

Which is Better – Snowball or Avalanche method?

enough. Team — Thu, 11 Sep 2025 21:07:50 GMT

If you're stuck with high-interest credit card debt, you’ve probably heard about two ways to pay it off: the snowball method and the avalanche method. But which one is better? The answer might surprise you. Both work well, and the most important thing is picking the one that keeps you motivated to keep going.

What credit score do you need to refinance?

enough. Team — Fri, 05 Sep 2025 13:15:00 GMT

What Is Refinancing?

Refinancing means replacing an existing loan (or credit card balance) with a new loan that has better terms - usually a lower interest rate or lower monthly payment.